Tuesday 17 April 2012: Ugh... Day -5 before I finish work

I've not been in the office for nearly 3 weeks so feels a bit weird. Only 5 days to go until I finish feels a bit weird.

When I was 2 hours into my journey down I remembered that the nearly final draft of the report that I have been working on that is my last piece of significant work is on my PC at home and I forgot to either put it somewhere in the ether that I could download it from or onto a memory stick. Bugger! It is work aroundable just annoying. I also forgot to bring a coat and it was raining this morning. Also forgot umbrella but my friend leant me one.

Then this morning I attended an hour briefing/seminar from the Prudential about Additional Voluntary Contributions to top up pension provision. They asked questions like 'How much will you need to live off when you retire?' and 'when do you want to retire?' As I am not really sure how much I need to live this year, projecting to the unknown world of 15-20 years from now without the benefit of crystal ball means I cannot remotely get my head around that. It was interesting to know that I have a 1 in 5 chance of living to 100 and an average chance of living to 89. Phewee...! But obviously that's averages. Can I predict will I have Alzheimer's, or osteoporosis like my one gran, or Angina like my other gran, or die at 67 of cancer like my mum, or reach 96 live my grandad, or have a brain blood clot at 50 like my friend or... or...? There are no answers to these questions there is just a matter of how do we all cope with the amount of uncertainty that there is in the matter and whether we play it safe or gamble. I can confidently predict, however, that however long I live I will not have made enough financial provision for it as far as a pension provider or financial advisor thinks, but it'll be fine.

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