Am I insured?

 
Many years ago I worked as a Feature writer on a newspaper in the north of England and the Features Editor had the idea of sending me off on a series of adventure style activities ranging from pot-holing to gliding and rock climbing in order to write about them.
 
 
Well, on the morning I was due to do the rock-climbing it suddenly crossed the Feature Editor’s mind that maybe I ought to be insured.
 
“You’ll have to wait while we get this sorted,” he snapped.
The photographer objected.” We've got a two hour drive to the Lake District”.
 
“OK I 'll sort this out, “ he said as we disappeared out of the newsroom.
 
   
Well, I never did discover how much I was insured …incase it wasn’t much.